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Enrolling in Medicare

A person is eligible for Medicare when the same person is a citizen of the United States of America or has been a resident (legal) for a minimum of 5 years, and above 65 years old. In addition to this, either the person or the spouse of that person should have worked for a minimum of 10 years or 30-40 quarters in employment covered by Medicare. In case the person or spouse of that person has worked 0-29 quarters in employment covered by Medicare, the person needs to enroll as a voluntary enrollee. In such a situation, the person will have to pay the Full monthly premium (Part A).

A person is also eligible for Medicare if he or she is younger than 65 years with some sort of disability, and has been receiving Railroad Retirement Disability or Social Security Disability Insurance payments for at least 2 years.

A person’s also eligible when he or she is suffering from Amyotrophic Lateral Sclerosis, also called Lou Gehrig’s disease, and has received the first month payment of Social Security Disability Insurance or when the person’s suffering from end-stage renal disease.

In some situations, it is possible to delay the Medicare Part B enrollment. This can be done when you want to avoid paying any higher premiums. In case you did not take Medicare Part B when you were eligible because either you or your spouse was working, and already had group health care coverage, you can easily sign up for Medicare.